:root {
    --primary: #0052cc;
    --secondary: #00b8d9;
    --accent: #ffab00;
    --dark: #172b4d;
    --light: #f4f5f7;
    --white: #ffffff;
    --text: #42526e;
}

* { box-sizing: border-box; margin: 0; padding: 0; font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; }

body { line-height: 1.6; color: var(--text); background: var(--white); display: flex; flex-direction: column; min-height: 100vh; }

/* Header & Nav */
header { background: var(--white); box-shadow: 0 2px 10px rgba(0,0,0,0.1); position: sticky; top: 0; z-index: 1000; }
nav { display: flex; justify-content: space-between; align-items: center; padding: 1rem 5%; max-width: 1200px; margin: auto; }
.logo img { height: 45px; display: block; }

.nav-links { display: flex; list-style: none; align-items: center; }
.nav-links li { margin-left: 25px; }
.nav-links a { text-decoration: none; color: var(--dark); font-weight: 600; transition: 0.3s; font-size: 0.95rem; }
.nav-links a:hover { color: var(--primary); }

.hamburger { display: none; cursor: pointer; flex-direction: column; gap: 5px; }
.hamburger span { width: 25px; height: 3px; background: var(--dark); border-radius: 2px; }

/* Hero Section */
.hero { padding: 100px 5%; text-align: center; background: linear-gradient(135deg, var(--dark) 0%, var(--primary) 100%); color: var(--white); }
.hero h1 { font-size: 2.8rem; margin-bottom: 15px; }
.hero p { font-size: 1.2rem; opacity: 0.9; max-width: 700px; margin: 0 auto 30px; }

/* Buttons */
.cta-btn { display: inline-block; padding: 16px 40px; background: var(--accent); color: var(--dark); text-decoration: none; border-radius: 5px; font-weight: bold; font-size: 1.1rem; transition: transform 0.2s, background 0.2s; border: none; cursor: pointer; }
.cta-btn:hover { transform: translateY(-3px); background: #ffc400; box-shadow: 0 4px 15px rgba(255,171,0,0.4); }

/* Main Content */
.container { max-width: 1000px; margin: 60px auto; padding: 0 20px; flex: 1; }
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; margin-top: 40px; }
.card { padding: 40px; background: var(--light); border-radius: 12px; transition: 0.3s; border-bottom: 5px solid var(--primary); }
.card h3 { color: var(--dark); margin-bottom: 15px; }

/* Footer */
footer { background: var(--dark); color: var(--white); padding: 60px 5% 20px; font-size: 0.9rem; }
.footer-content { max-width: 1200px; margin: auto; display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 40px; }
.footer-section h4 { color: var(--secondary); margin-bottom: 20px; text-transform: uppercase; letter-spacing: 1px; }
.footer-section p, .footer-section li { margin-bottom: 10px; color: #ebecf0; }
.footer-links { list-style: none; }
.footer-links a { color: #ebecf0; text-decoration: none; }
.footer-links a:hover { color: var(--white); text-decoration: underline; }
.disclaimer-box { max-width: 1200px; margin: 40px auto 0; padding-top: 20px; border-top: 1px solid #344563; font-size: 0.8rem; color: #97a0af; line-height: 1.4; }

/* Responsive */
@media (max-width: 768px) {
    .nav-links { display: none; flex-direction: column; position: absolute; top: 100%; left: 0; width: 100%; background: var(--white); padding: 20px; box-shadow: 0 10px 10px rgba(0,0,0,0.1); }
    .nav-links.active { display: flex; }
    .nav-links li { margin: 15px 0; width: 100%; text-align: center; }
    .hamburger { display: flex; }
    .hero h1 { font-size: 2rem; }
}